Crypto License in Argentina

Obtain a Structured Crypto License in Argentina

A Crypto License in Argentina provides a regulatory pathway for cryptocurrency exchanges, brokers, wallet providers, token platforms, and blockchain-based fintech projects. Registration is handled by the Comisión Nacional de Valores (CNV) and compliance is enforced by the Unidad de Información Financiera (UIF) under Argentine law.

Unlike heavily regulated Tier-1 jurisdictions, Argentina offers a flexible framework with moderate costs and realistic timelines, making it attractive for startups and scaling crypto businesses targeting Latin America and global markets.

This guide explains:

• What the license/registration covers
• Realistic 2026 costs
• Timeline and process
• Legal requirements
• Banking and operational considerations
• Ongoing compliance obligations

What Is a Crypto License in Argentina?

In Argentina, there is no formal “crypto license.” Instead, cryptocurrency service providers must register as Virtual Asset Service Providers (VASPs) with CNV and comply with AML/KYC requirements.

Permitted Activities

• Cryptocurrency exchange operations (fiat-to-crypto and crypto-to-crypto)
• Brokerage and intermediary services
• Wallet and custody services
• Token issuance and blockchain fintech services
• Crypto payment processing
• Digital asset financial services

The exact scope depends on the business model submitted during the registration process.

Why Choose Argentina?

Operators choose Argentina because:

• Regulatory clarity through CNV and UIF
• Alignment with FATF AML/KYC standards
• Cost-effective entry compared to EU or US licenses
• Access to a growing Latin American crypto market
• Flexibility to serve international clients under structured compliance

It is particularly suitable for startups and fintech projects that require regulatory positioning without high capital intensity.

Crypto Registration in Argentina — Estimated Costs 2026

Government & Regulatory Fees

• VASP registration with CNV: USD 2,000 – 5,000
• Annual renewal and compliance reporting: USD 1,500 – 3,000

Company Formation (SRL or SA)

• Legal entity setup: USD 3,000 – 7,000
• Annual corporate maintenance: USD 500 – 1,500

Compliance & Advisory Services

• AML/KYC manuals and internal controls: USD 3,000 – 8,000
• Risk assessment and documentation: USD 2,000 – 6,000
• Professional advisory packages: USD 5,000 – 15,000 depending on support level

Total First-Year Budget (Indicative)

• Conservative setup: USD 10,000 – 15,000
• Full-service professional setup: USD 15,000 – 25,000

Costs vary depending on company size, number of directors, and level of compliance support required.

Timeline for Obtaining the License

Typical process stages:

1. Pre-assessment and business model structuring
2. Company incorporation (2–6 weeks)
3. Preparation of compliance documents (3–5 weeks)
4. Submission to CNV and UIF
5. Registration approval (4–12 weeks)

Overall estimated timeline: 2–5 months, depending on document readiness and regulator review.

Licensing Requirements

Applicants typically provide:

• Company incorporation documents (SRL or SA)
• Passport copies and proof of address for directors and beneficial owners
• CVs demonstrating relevant experience
• Detailed business plan and financial projections
• AML and KYC policies
• Internal risk management procedures

In some cases, appointing a compliance officer or local representative is recommended.

Banking & Payment Considerations

A crypto registration strengthens credibility but does not guarantee banking approval. Common operational setup includes:

• Corporate bank accounts (subject to KYC/AML review)
• Payment service providers compatible with crypto operations
• E-wallet integrations
• Stablecoin or digital asset settlement options

Bank approval depends on risk profile, jurisdictional exposure, and quality of compliance documentation.

Ongoing Compliance Obligations

After registration, companies must:

• Maintain active AML/KYC procedures
• Keep transaction records and audit trails
• Submit annual reports to CNV/UIF
• Renew registration on time
• Notify regulators of structural changes

Failure to maintain compliance may lead to penalties or suspension.

Who Is This License Suitable For?

The Argentina crypto registration is commonly used by:

• Startup cryptocurrency exchanges
• OTC desks
• Crypto brokerage platforms
• Wallet and custody providers
• Token ecosystem operators
• Web3 and blockchain fintech projects

It is especially relevant for companies targeting Latin American and international markets without requiring EU or US regulatory passporting.

Comparison with Other Jurisdictions

For context, other well-known regulators include:

• Curaçao eGaming — widely used for online gaming and crypto
• Malta Financial Services Authority (MFSA) — high credibility within EU
• Financial Conduct Authority (FCA, UK) — strong global reputation, strict compliance

Compared to these jurisdictions, Argentina offers:

• Lower entry cost
• Faster setup for startups
• Flexible operational scope
• Moderate international recognition

FAQ – Crypto License in Argentina

Is the Argentina crypto license legal?

Yes. Registration as a VASP with CNV/UIF provides legal operational authority in Argentina.

How long does the process take?

Typically 2–5 months depending on documentation readiness.

Can I open a bank account with this registration?

It improves credibility, but final approval depends on bank policies.

Is it equivalent to an EU or UK license?

No. It provides regulatory positioning in Argentina but does not grant EU or UK passporting rights.

What is the realistic total cost in 2026?

Most projects budget between USD 15,000 and 25,000 for the first year, including registration and compliance setup.