Legal
Terms & Conditions
These Terms & Conditions govern your use of this website and, where applicable, your engagement of Licensium's licensing and compliance advisory services. By using this website or engaging our services, you agree to these terms.
Last updated: January 2026
1. About Our Services
Licensium provides regulatory advisory services relating to crypto, gambling, iGaming and fintech licensing, banking/EMI onboarding introductions, and AML/CFT compliance structuring. Specific engagement terms, fees and deliverables are set out in a separate signed engagement letter or service agreement for each client.
2. No Legal Advice via This Website
Content published on this website, including jurisdiction guides, cost estimates and comparison tables, is provided for general informational purposes only and does not constitute legal, tax or financial advice. Regulatory requirements change frequently — always confirm current requirements with Licensium directly or with the relevant national regulator before making business decisions.
3. No Guaranteed Outcomes
While Licensium works to prepare complete, high-quality applications, we cannot guarantee that any regulator, bank or financial institution will approve a license, account or other application. Timelines, costs and outcomes described on this website are estimates based on typical cases and may vary.
4. Intellectual Property
All content on this website, including text, graphics, logos and page layouts, is owned by or licensed to Licensium and may not be reproduced or distributed without prior written permission, except for personal, non-commercial reference.
5. Third-Party Links
This website links to official regulator and government resources for reference. We are not responsible for the content or accuracy of external websites, which are maintained independently by their respective owners.
6. Limitation of Liability
To the maximum extent permitted by law, Licensium shall not be liable for any indirect, incidental or consequential loss arising from use of this website or reliance on its general informational content, outside the scope of a specific signed engagement agreement.
7. Governing Law
These Terms & Conditions are governed by the laws applicable to Licensium's registered place of business, without regard to conflict-of-law principles, unless a specific engagement agreement states otherwise.
8. Changes to These Terms
We may revise these Terms & Conditions from time to time. The "last updated" date above reflects the most recent revision. Continued use of this website after changes take effect constitutes acceptance of the updated terms.
9. Contact Us
Questions about these Terms & Conditions can be directed to us through our Contact page or the official channels listed on our Official Contacts & Fraud Warning page.