How to Obtain a Crypto License in the Czech Republic in 2026

The Czech Republic has become one of Europe’s most attractive jurisdictions for crypto businesses. With a clear regulatory framework under the EU MiCA (Markets in Crypto-Assets) Regulation, Czechia offers a structured path for Crypto-Asset Service Providers (CASPs) to operate legally, gain investor confidence, and leverage EU passporting across the European Economic Area (EEA).

Minimum Capital Requirements for CASPs

Capital thresholds depend on the type of crypto service:

• Advisory Services: Minimum €50,000
• Custody or Exchange Services: Minimum €125,000
• Trading Platforms & Wallet Providers: Minimum €150,000+

Additional capital reserves may be required depending on operational volume, risk exposure, and complexity of compliance programs. Maintaining sufficient capital is a key MiCA requirement.

Governance Requirements for CASPs

European regulators require robust governance structures to ensure operational integrity:

• Qualified Directors: Experienced in finance, risk management, or compliance
• Compliance Officers: Oversee AML/KYC, internal audits, and regulatory reporting
• Operational Hierarchy: Clear roles and responsibilities to ensure accountability
• Functional EU Presence: Decision-making and key operations must occur within an EU member state
• Internal Controls & Risk Management: Policies covering IT security, transaction monitoring, and contingency procedures

Strong governance enhances investor confidence, supports banking relationships, and ensures regulatory compliance.

AML, Compliance, and Operational Policies

CASPs must implement comprehensive operational frameworks:

• AML/KYC Programs: Client verification, risk scoring, and ongoing monitoring
• Transaction Monitoring: Real-time detection of suspicious activity
• Cybersecurity Protocols: Wallet security, data encryption, and incident reporting
• Internal Audits: Regular reviews to ensure adherence to MiCA standards

These measures are mandatory for regulatory approval and operational resilience.

Company Formation and Ownership Requirements

Before applying for a CASP license, a legal entity must be established. In Czechia, this usually involves:

• Entity Type: Limited Liability Company (s.r.o.) or equivalent EU entity
• Foreign Ownership: 100% permitted
• Minimum Share Capital: €12,000–€50,000 depending on license type
• Corporate Governance: Transparent ownership, reporting, and compliance aligned with MiCA
• Incorporation Timeline: Typically 5–10 business days

A compliant legal entity is a prerequisite for licensing and EU passporting.

Step-by-Step Licensing Process

1. Pre-Licensing Assessment
   • Corporate structure review
   • Shareholder transparency and governance check
   • Capital adequacy planning
2. Documentation Phase
   • Business plan with 3-year financial forecast
   • Risk management and AML/CFT framework
   • IT security and internal control policies
3. Submission to Czech National Bank (CNB)
4. Regulatory Review & Clarifications
5. Authorization & EU Passporting

Estimated Timeline: 3–9 months, depending on readiness and corporate complexity

FAQ — Czech Crypto Licensing 2026

What is the minimum capital for a CASP in Czechia?

• €50,000 for advisory, €125,000 for custody/exchange, €150,000+ for trading platforms

Are local directors required?

• Yes, a functional presence and decision-making must occur within the EU

Are AML and internal audits mandatory?

• Absolutely, robust compliance programs and cybersecurity policies are required

Can I operate across the EU with a Czech license?

• Yes, EU passporting allows cross-border operations throughout the EEA